For that reason its becoming increasingly popular for those of us with modified cars to take our vehicles for a track day meet every so often. This throws up additional problem as far as insurance is concerned as most insurers will refuse to cover you for track days on your standard policy.

As it turns out, crashes on track days are actually pretty rare as most drivers are at the wheel of their pride and joy and will be unwilling to take stupid risks with their high performance cars. A few companies actually recognize this fact and will actually give you free modified track insurance. Yes, you read that right. There are companies out there who will give you free modified car track day insurance.

If you are intending to use your custom car on track days throughout out the year then you really should track these specialised insurers down as cover for individual track days will turn out to be exorbitant.

Taking your car to the track

Of course, you also have the choice to forget about specific track day insurance if you are willing to take the risk of crashing your car and writing off the value. It something I have done in the past and I know many people still do it. You have to weight up the possibility of crashing and the what the value of your car means to you. Its something I can’t in good conscience recommend to others and I certainly won’t be doing it again.

Planning ahead and budgeting to make sure you can afford to get your track day insurance included in your annual cover is the sensible option. That way you can put you mind at rest when you are at the track and concentrate on pushing your custom vehicle to the limit.